The 12 Best Cheap Overwater Villas in the Maldives

The Maldives is synonymous with luxury, but staying in an overwater villa doesn’t always have to break the bank. Many resorts offer affordable options with world-class amenities, direct lagoon access, and stunning ocean views. Below is a guide to some of the best cheap overwater villas in the Maldives, detailing price ranges, villa types, and unique resort highlights.

Reethi Beach Resort

Located on the serene Fonimagoodhoo Island, Reethi Beach Resort provides a tranquil escape. The resort offers 30 semi-detached Water Villas, each spanning 61 sqm. These villas feature bathrooms with bathtubs and showers, spacious sitting areas overlooking the ocean, and balconies with direct lagoon access. Guests can relax under sun umbrellas on private loungers. Additional amenities include a variety of dining options and water sports activities.​

Price Range: $250 – $400 per night

Villa Types: Semi-detached Water Villas (61 sqm)

Special Features: The water villas provide direct access to the lagoon, spacious sun decks, and stunning ocean views. The resort also features a range of dining options and eco-friendly sustainability practices.

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Oblu Xperience Ailafushi

This resort offers unique water villas designed to resemble traditional Maldivian boats, known as ‘dhoni.’ Each villa provides direct lagoon access, allowing guests to swim in the warm waters right from their private deck. The resort emphasizes a blend of modern comfort with traditional design, creating an intimate and romantic ambiance. Guests can also enjoy various dining options and recreational facilities.​

Price Range: $280 – $450 per night (All-inclusive)

Villa Types: Vilas aquáticas

Special Features: Known for its affordable all-inclusive packages, this resort features vibrant, modern overwater villas with direct ocean access. A perfect choice for families and couples looking for value.

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Meeru Island Resort

Meeru Island Resort is renowned for its expansive overwater villas, offering panoramic ocean views. Each villa is equipped with modern amenities, ensuring a comfortable stay. The resort boasts multiple dining venues, a golf course, and a dive center, catering to both relaxation and adventure seekers.​

Price Range: $300 – $500 per night

Villa Types: Jacuzzi Water Villas, Water Front Villas

Special Features: One of the largest resorts in the Maldives, Meeru Island is also known for its extensive dining options, a golf course, and an overwater spa. Water villas come with private sundecks and direct access to the lagoon.

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Ellaidhoo Maldivas por Cinnamon

Situated in the North Ari Atoll, this resort offers overwater bungalows that provide direct access to vibrant coral reefs, making it a haven for snorkeling enthusiasts. The villas are designed with traditional Maldivian architecture, offering a rustic yet comfortable experience. Guests can also indulge in spa treatments and various water sports.​

Price Range: $250 – $400 per night

Villa Types: Water Bungalows

Special Features: This resort is known for its house reef, making it a great choice for snorkeling and diving. The overwater villas offer rustic charm with modern amenities.

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Reethi Faru Resort

Nestled on the private island of Filaidhoo, Reethi Faru Resort offers luxurious water villas with direct lagoon access. Each villa is designed to provide utmost privacy and comfort, featuring spacious interiors and private sun decks. The resort also offers a range of dining options, water sports, and a wellness spa. ​

Price Range: $280 – $450 per night

Villa Types: Vilas aquáticas

Special Features: A private island resort with eco-friendly overwater villas, private sundecks, and beautiful sunset views. The resort offers various water sports and wellness activities.

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Centara Ras Fushi Resort & Spa

This adults-only resort offers deluxe overwater villas, each equipped with modern amenities and direct lagoon access. Guests can enjoy a range of dining options, recreational activities, and a serene spa, making it ideal for couples seeking a romantic getaway.​

Price Range: $300 – $500 per night (All-inclusive available)

Villa Types: Deluxe Water Villas, Sunset Water Villas

Special Features: Perfect for couples and honeymooners. Villas come with stunning ocean views, private decks, and direct access to the sea. The resort features Thai-inspired spa treatments and multiple restaurants.

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Sun Siyam Olhuveli Resort

Located in the South Malé Atoll, Sun Siyam Olhuveli offers overwater villas that blend traditional design with modern luxury. Each villa provides stunning ocean views and direct access to the lagoon. The resort also features multiple dining options, water sports, and a spa.​

Price Range: $280 – $480 per night

Villa Types: Deluxe Water Villas, Jacuzzi Water Villas

Special Features: A budget-friendly luxury resort with two infinity pools, multiple dining venues, and excellent water sports facilities. Overwater villas offer contemporary design with large sun decks.

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Finolhu Baa Atoll Maldivas

Finolhu offers retro-inspired overwater villas, each with a private pool and direct lagoon access. The resort is known for its vibrant atmosphere, featuring beach clubs, dining venues, and various water activities.​

Price Range: $350 – $600 per night

Villa Types: Lagoon Villas, Ocean Pool Villas

Special Features: Known for its vibrant beach club atmosphere, and the resort provides unique dining experiences and entertainment.

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Pullman Maldivas Resort com tudo incluído

This resort offers spacious overwater villas with private pools, blending contemporary design with Maldivian aesthetics. As an all-inclusive resort, guests can enjoy various dining options, recreational activities, and wellness facilities without additional costs.​

Price Range: $400 – $700 per night (All-inclusive)

Villa Types: Ocean Villas, Aqua Villas with private pools

Special Features: A top-tier all-inclusive resort with gourmet dining options, and excellent wellness facilities, including a floating yoga deck.

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Coco Palm Dhuni Kolhu

Coco Palm offers traditional thatched-roof overwater villas, providing a rustic yet luxurious experience. Each villa features a private plunge pool and direct lagoon access. The resort emphasizes sustainability and offers various eco-friendly activities.​

Price Range: $280 – $450 per night

Villa Types: Lagoon Villas, Sunset Lagoon Villas

Special Features: The emphasis is on barefoot luxury and Maldivian authenticity.

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Adaaran Selecione Huduran Fushi

Known for its affordable luxury, this resort offers overwater villas with direct access to the lagoon. Guests can enjoy various water sports, dining options, and a spa, making it a well-rounded destination for travelers.​

Price Range: $250 – $400 per night

Villa Types: Sunset Water Villas

Special Features: An excellent choice for surfers, this resort is known for its proximity to great surf breaks. The resort provides a laid-back atmosphere with multiple dining options.

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Sun Siyam Iru Fushi

Located in the Noonu Atoll, Sun Siyam Iru Fushi offers spacious overwater villas with private sun decks and direct lagoon access. The resort boasts a dive center, and a spa, catering to diverse guest preferences.​

Price Range: $350 – $600 per night

Villa Types: Horizon Water Villas, Infinity Water Villas

Special Features: A spacious resort with over 221 luxury villas, offering excellent diving opportunities, gourmet dining, and a large wellness spa. Overwater villas come with private decks and some with infinity pools.

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Conclusão

These affordable overwater villas in the Maldives offer the perfect blend of luxury and value. Whether you’re seeking a romantic escape, a family-friendly retreat, or an adventure-filled getaway, these resorts provide world-class amenities at a fraction of the cost of high-end private island resorts.